Skip to content

Font size: A- | A | A+

Investor.gov Logo for Print
Press Alt + shift + h then Enter to skip to secondary navigation. Mac users press Control + shift + h

Investor Bulletins

Pension or Settlement Income Streams

05/09/2013

What You need to Know Before Buying or selling Them. Do you receive a monthly pension from a former employer? Are you getting regular distributions from a settlement following a personal injury lawsuit? If so, you may be targeted by salespeople offering you a lump sum today to buy the rights to some or all of the payments you would otherwise receive in the future. Retired government employees and retired members of the military are among those being approached with such offers. Typically the lump sum offered will be less—sometimes much less—than the total of the periodic payments you would otherwise receive...Read more

View Document: English (pdf)

New Measures to Address Market Volatility

04/09/2013

The SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to inform investors of recent safeguards approved by the SEC to address market volatility in U.S. equity markets. On May 31, 2012, the SEC approved a new “Limit Up-Limit Down” mechanism to address market volatility by preventing trades in listed equity securities when triggered by large, sudden price moves in an individual stock. Additionally, the SEC approved proposed rule changes that modify existing circuit breaker procedures related to market-wide trading halts.Read more

Investor Bulletin: How to Read a Mutual Fund Shareholder Report

04/03/2013

Mutual funds that are registered with the SEC must send reports to their shareholders on a semiannual basis. the semiannual report covers the first six months of the fund's fiscal year, while the annual report covers the fund's entire fiscal year. Mutual funds that are registered with the seC prepare their own shareholder reports and file them with the seC. so long as these funds disclose the information that the seC requires in the shareholder report, they can decide how to organize and present the information within the report.Read more

View Document: English (pdf)

Investor Bulletin: Custody of Your Investment Assets

03/04/2013

SEC-registered investment advisers who have custody of their clients’ funds or securities must safeguard those funds as required by the SEC’s “custody rule.” The custody rule is designed to provide additional safeguards for investors against the possibility of theft or misappropriation by investment advisers who are registered with the SEC. Despite the protections offered by the custody rule, investors still need to be proactive in ensuring the safety of their investments.Read more

Investor Bulletin: Insider Transactions and Forms 3, 4, and 5

02/27/2013

The SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to help educate investors about SEC Forms 3, 4, and 5. The federal securities laws require certain individuals (such as officers, directors, and those that hold more than 10% of any class of a company’s securities, together we’ll call, “insiders”) to report purchases, sales, and holdings of their company’s securities by filing Forms 3, 4, and 5.Read more

View Document: English (pdf)